Living abroad and the State Pension

Contents

  • Claim State Pension abroad

  • How your pension is affected

  • Paying Tax

  • Report a change in your circumstances

Claim State Pension abroad

There will be no change to the rights and status of EU citizens currently living in the UK until 30 June 2021. You and your family can apply to the EU Settlement Scheme to continue living in the UK.

You can claim State Pension abroad if you’ve paid enough UK National Insurance contributions to qualify.

Get a State Pension Statement if you need to find out how much State Pension you may get.

Make a claim

You must be within 4 months of your State Pension age to claim.

To claim your pension, you can either:

  • Contact the International Pension Centre

  • Send the international claim form to the International Pension Centre

If you live part of the year abroad

You must choose which country you want your pension to be paid in. You cannot be paid in one country for part of the year and another for the rest of the year.

Bank accounts your pension can be paid into

Your State Pension can be paid into:

  • a bank in the country you’re living in

  • a bank or building society in the UK

You can use:

  • an account in your name

  • a joint account

  • someone else’s account - if you have their permission and keep to the terms and conditions of the account

You’ll need the international bank account number (IBAN) and bank identification code (BIC) numbers if you have an overseas account.

You’ll be paid in local currency - the amount you get may change due to exchange rates.

When you’ll get paid

You can choose to be paid every 4 or 13 weeks.

If your State Pension is under £5 per week, you’ll be paid once a year in December.

About Us

We are pension-advisers.co.uk, the independent & impartial website for anyone & everyone looking for pension advice.

We make it quick & easy to find the advice you need from the Best Pension Advisers in your area in a simple, transparent way.

The service we provide is free and unbiased, which means you won’t ever be charged for being matched with an adviser.

In less than a minute we will match you with a Pension Expert from our national network of Financial Advisers, saving you time and effort. All of the Advisers we work with are regulated by the Financial Conduct Authority.

We guarantee we'll work with you until you are 100% satisfied with the advice you receive. If at any time you aren't happy, come back to us and our experienced and friendly team will work tirelessly to get you the advice you need.